You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

If you've signed up with a debt relief company, chances are you were already struggling to keep up with regular bills, credit card balances or collection debt. Maybe your interest rates were too high ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...