Key insight: Experian combines credit, cashflow, trended, and alternative data into one underwriting score. Expert quote: Experian's Scott Brown suggests the model lets lenders "say yes" more often.

Having a great credit score can have a major impact on your quality of life, but building a strong credit score can take years. Experian, one of the three credit reporting bureaus, wants to make it ...

(InvestigateTV) — Experian shares that the typical credit score in the U.S. is 715 or “Good,” but many are still plagued with lower scores. According to the Federal Trade Commission (FTC), your credit ...