The Federal Reserve lowered the federal funds rate three times in 2025, shaving off three-quarters of a point to bring down to a range of 3.5% to 3.75%. While the Fed doesn't directly control interest ...

After leaving consumers hanging for much of the year, the Federal Reserve ultimately lowered rates three times in 2025. On Dec. 10, the central bank instituted a 25-basis-point cut to the federal ...