Dave Ramsey on Instagram: "What you actually DO with the money you make matters more than the amount of money you make. There are plenty of people who make a lot of money but still live paycheck to paycheck. On top of that, married couples need to budget their money TOGETHER. I do not have an income. My wife and I have an income. It’s as much hers as it is mine—spiritually, morally, and legally. It’s not MINE, it’s OURS. When you change your language like that, it forces you set goals together.

When a coach asks, “When are you going to make your decision?”… But you’re not ready to commit — here’s how to handle it: ✅ Be honest, but frame it the right way: “Coach, I’m still in the process of weighing my options. I want to make sure I find the best fit before making a final decision.” ✅ Keep the relationship alive: Always leave the door open to more conversations. ✅ Never commit before you’re ready: Saying yes too early can backfire fast. The right fit > the fastest answer. ⸻ #collegerecr